Terms of Service

1. Introduction and Interpretation

We, Hansevans (“we”, “our”, “us”), provide access to our research insights, community channels, commentary, tools, educational content, and related digital services (collectively, the “Service”) through our website located at:

www.hansevans.com
(including any sub-domains, collectively the “Site”).

By purchasing, accessing or using the Site or Service, you agree to be bound by these Terms of Service (“Terms”).

Some content, features, or plans may contain supplementary terms, which will be communicated to you at the point of subscription or purchase. These additional terms form part of the overall Terms, and in the event of conflict, they will apply only to the specific feature to which they relate.

2. Modifications to Terms

We reserve the right to modify these Terms at any time. If changes are made, we will notify you prior to their effective date.
Your continued use of the Service after the effective date constitutes acceptance of the updated Terms.

3. Privacy

Your use of the Service is also governed by our Privacy Policy, available on www.hansevans.com/privacy-policy
By using the Service, you consent to our handling of your data as described therein.

4. Disclaimers

4.1 No Financial Advice

Nothing on the Site or within the Service constitutes:

  • Financial advice

  • Investment recommendations

  • Trade signals

  • Personalised financial guidance

  • Solicitation to buy or sell securities

All content is strictly educational and informational. We do not take into account your financial situation, objectives, or risk profile.

You acknowledge that:

  • You trade and invest at your own risk

  • You may lose some, all, or more than your initial investment

  • You are responsible for conducting your own due diligence

  • You should consult a licensed financial adviser before making investment decisions

We (including all contributors, representatives, and participants) are not licensed financial advisers.

4.2 Accuracy of Content

We make reasonable efforts to provide timely insights and commentary. However:

  • We do not guarantee accuracy, completeness, timeliness, or reliability of any information

  • Markets change rapidly; content may become outdated

  • Past performance does not indicate future results

You agree that all information is used “as is” and at your sole discretion.

5. Access and Use of Service

5.1 Personal, Non-Commercial Licence

Upon purchase, you receive a limited, non-transferable, non-exclusive licence to access the Service for personal educational use only.

You may not:

  • Copy, reproduce, republish, share, upload, or distribute any content

  • Redistribute content to third parties

  • Use content for commercial purposes

  • Store, screenshot, forward, or upload content elsewhere

We may revoke your licence at any time for violations.

5.2 Registration

You may need to create an account to access certain features. You agree to provide accurate and complete information and to keep your credentials secure.

5.3 Account Responsibility

You are responsible for all activities under your account.
You must notify us immediately at hans.evans@icloud.com if you suspect unauthorised use.

5.4 Service Changes

We may modify or discontinue any part of the Service (temporarily or permanently) with prior notice.
We are not liable for any such changes.

5.5 Data Storage

We may set usage limits and are not responsible for loss of stored data.
We may terminate inactive accounts at our discretion.

5.6 Mobile Access

Your carrier’s charges may apply. Some features may be unavailable depending on your device or network.

5.7 No Refunds

All sales are final.
We provide digital access immediately upon purchase; therefore:

  • No refunds

  • No partial refunds

  • No credits

  • No exceptions

You may cancel anytime to prevent future billing.

6. Conditions of Use

6.1 User Conduct

You agree not to use the Service to:

  • Upload or share unlawful, harmful, or infringing content

  • Harass, abuse, or threaten others

  • Spread malware or attempt to disrupt the Service

  • Share paywalled content outside the platform

  • Collect personal information about other users

  • Advertise or solicit business

  • Impersonate any person or entity

  • Engage in abusive, defamatory, or hateful behaviour

We may suspend or terminate accounts for violations—without refund.

6.2 Fees

Subscription or one-time fees must be paid using a valid payment method.
You are responsible for updating billing details and paying applicable taxes.

6.3 Recurring Subscriptions

Subscriptions renew automatically until cancelled. By subscribing, you authorise us to charge your payment method each cycle.

If a payment fails, we may:

  • Retry billing

  • Suspend access

  • Terminate your subscription

You may cancel anytime, but no refunds will be issued for unused months or any unused period left.

6.4 Bonuses and Privileges

Any community access, channels, or add-ons are discretionary and may be changed or removed anytime.
These are not investment advice.

6.5 Non-Competition

You may not directly or indirectly compete by:

  • Reselling similar research

  • Running a similar community

  • Using our content as the basis for your own commercial service

Violation may result in immediate termination without refund.

7. Intellectual Property

All content provided via the Site or Service is protected by copyright and intellectual property laws.

You may not:

  • Copy

  • Redistribute

  • Modify

  • Reproduce

  • Republish

  • Reverse engineer

or otherwise exploit the content.

All rights belong exclusively to Hansevans.

8. Third-Party Websites

The Service may contain links to third-party sites. We do not endorse or guarantee the accuracy, safety, or content of those sites.
Your interactions with third parties are solely between you and them.

9. Disclaimer of Warranties

The Service is provided “as is” and “as available” without warranties of any kind.

We do not guarantee that:

  • The Service will always function

  • Content will always be accurate

  • Results will be achieved

  • Access will be uninterrupted or error-free

10. Limitation of Liability

We are not liable for:

  • Direct, indirect, incidental, special, or consequential damages

  • Loss of profits, trading losses, data loss, or business interruption

  • Decisions made based on our content

If you are dissatisfied, your sole remedy is to stop using the Service.

11. Suspension and Termination

We may terminate accounts for any reason, including violation of Terms.
All payments made prior to termination are non-refundable.

12. Disputes Between Users

You are solely responsible for interactions with other members.
We are not obligated to mediate or intervene.

13. General Provisions

  • Entire Agreement: These Terms supersede prior agreements.

  • Governing Law: Singapore law applies.

  • Jurisdiction: Singapore courts have exclusive jurisdiction.

  • No Waiver: Failure to enforce a right is not a waiver.

  • Severability: Invalid terms do not affect remaining terms.

  • Assignment: We may assign rights; you may not without consent.

  • Notices: Sent via email to the address on file.

  • Force Majeure: We are not liable for events beyond control.

  • Indemnity: You agree to indemnify us for misuse of the Service.

  • Third-Party Rights: None, unless expressly stated.

14. Cookies Policy

This Site uses cookies to enhance user experience, personalise content, and analyse traffic.
You may block cookies in your browser settings, but some features may not work.

15. Contact

For any questions regarding the Site, Service, or Terms, contact us at:

📩 hans.evans@icloud.com